MetLife's policies contain exclusions and terms for keeping them in force. A representative will be happy to provide you with the costs and details.
Term life insurance is issued by MetLife Investors USA Insurance Company, Irvine, CA, 92614 (except in NY), on policy form #5E-21-04, and by First MetLife Investors Insurance Company, New York, NY 10166 (NY only), on policy form #5E-21-04-NY. Both are members of the MetLife family.